Due to the full automated system components of CDAS, the government no longer needs to make individual payments to numerous financial institutions. The CDAS system consolidates all of their requirements into a single monthly payment.
Since the introduction of CDAS, the effectiveness and efficiency of overall credit management activities started reaching people at large. Number of international and local bodies expressed their interest to understand the mechanism of it to understand and re-implement the model in other economies.
If the employee is over-indebted, the rescheduling process is started, of which the creditors are informed. CDAS will not allow new deductions until the situation improves. Thus the civil servant does not have access to additional credit.